When you are trying to stick to a personal budget or if you simply want to take charge of your finances, one of the crucial things that you should commit to is to keep track of your spending. Being able to do this does not require technical knowledge of accounting and financial management, but it […]

Being able to develop a budget that works in the long run is very tricky business. In fact, only about 40% among all the families in America are currently on a working budget. Developing one that works for you and being able to stick to it takes a lot of time, effort and commitment but […]